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The coverage you need depends on your state requirements, vehicle type, and driving habits. Most drivers choose liability coverage at a minimum, but adding collision and comprehensive can provide stronger protection.
You can often reduce your premium by maintaining a clean driving record, bundling policies, increasing deductibles, or taking advantage of discounts for safe drivers and multi-car households.
After ensuring everyone is safe, contact the authorities if needed, exchange details with the other driver, and notify your insurance provider as soon as possible to start the claims process.
Yes. AutoSafetyHub works with new drivers to find coverage that fits both budget and legal requirements. While rates may be higher initially, safe driving over time often lowers costs.
